Chapter 2

I started with the bank statements.
Nolan had always handled the online banking. But he used the same password for everything. His childhood dog's name plus his birth year.
I logged in at two in the morning while he snored upstairs.
The first account I found was called Hayes Property Holdings.
Every month, two automatic deposits. $900 from my account. $900 from Nolan's.
I looked up Hayes Property Holdings on the Texas Secretary of State website.
It was an LLC.
Registered agent: Nolan James Mercer.
My hands went cold.
There was no trust administrator. No management company.
Just Nolan.
The $1,800 a month we paid to live in my father's house went into a company Nolan owned.
In my father's name.
I pulled five years of statements for that LLC.
Total in: $108,000.
Total out: $108,000.
Where did it go?
Nolan's personal checking.
Nolan's investment account.
A credit card I had never seen.
I scrolled and scrolled. Month after month. The same pattern.
Then I found the deed.
I searched the county property records. My father's house. The Craftsman.
Filed three weeks after his funeral.
Owner: Claire Hayes Mercer. Sole owner. No trust. No restrictions.
My father had left it to me. Free and clear.
I sat back from the laptop.
I had paid Nolan $54,000 over five years to live in my own house.
And he had matched it with $54,000 of his own, then moved all of it into his own accounts.
He hadn't just stolen from me.
He had stolen from himself, then called it a household expense.
I kept digging.
There was another document. Filed six months after the deed.
A home equity line of credit.
$250,000.
Signed by me.
I stared at the signature.
It was mine. I recognized the loop of the C, the slash of the H.
But I had never signed a loan document.
Then I remembered.
Those weeks after Dad died. Nolan sitting beside me. Yellow sticky arrows. "Just sign here, sweetheart. It's just paperwork to keep the house current."
I had signed. Without reading. Without understanding.
$250,000.
I checked the balance.
Drawn down to zero.
Every dollar spent.
I traced it.
$80,000 down payment on a condo. In Nolan's name only.
$45,000 for a new truck. In Nolan's name only.
$60,000 transferred to Nolan's investment account.
$30,000 in cash withdrawals.
$35,000 in credit card payments and miscellaneous.
I closed the laptop.
I sat in the dark kitchen.
I didn't cry.
I felt something colder. Clearer.
I opened my FINAL AUDIT file and typed:
May you like
Total stolen so far: $304,000. And counting.
The next morning, I called a lawyer.